Frequently Asked Questions

Your insurance costs can be as low as $18 per month. Insurance companies calculate your monthly premium based on the amount of coverage you choose to buy.

The final cost will depend on the financial needs of the people you love after you've passed away. You can work with one of our advisors to cover your family's assets, debts, and cost of living to find the best policy at an affordable price.

Your family will need to submit the appropriate documents to your life insurance company:

  • Proof of insured's death. Also known as a Death Certificate.
  • Proof of insured's age at death.
  • Proof that the person claiming the benefit is listed as a beneficiary.

Once you've submitted these documents, your payment will be made within 30 days.

Insurance companies consider many details when signing up for a policy.Three main areas of concern are:

Risk of death - The higher your risk of death, the more insurance companies increase your premium.

Health condition - The healthier you are, the lower the cost is likely to be.

Age of the insured - The younger you are when you buy life insurance, the less you will have to pay for coverage. Generally, the price increases by as much as 10% for every year you wait to buy. So it's best to get coverage as early as possible.